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Savings account & Interest-Pocket

What are the most important details about the savings account?
The instant access savings account is available for: Existing customers with a Change or Plus account New customers with a Now, Change or Plus account No...
Wed, 28 Oct, 2026 at 12:00 PM
Is my money safe in the savings account?
Your money is safe here, because the German deposit guarantee applies up to 100,000 euros per customer per bank. Your savings account is also shown in the ...
Wed, 28 Oct, 2026 at 12:00 PM
Are there any additional costs for the savings account?
No, as a Change or Plus customer, opening a call savings account is free of charge. You will receive the interest on your balance paid out to your savings a...
Wed, 28 Oct, 2026 at 12:01 PM
Why does the ‘Open savings account’ button in the app say that the product is ‘’fee-based‘’?
Opening a call savings account as a Change or Zero customer is free of charge. Also customers who opened a Now account from the 19.02.2025 get the savings a...
Wed, 28 Oct, 2026 at 12:01 PM
How do I transfer money to my savings account?
You will find the savings account in the Future tab. As with the Pockets, you can open the savings account there and select ‘Deposit’ or ‘Withdraw’. You...
Wed, 28 Oct, 2026 at 12:01 PM
How do I set up an exemption order?
You can set up a tax exemption order for your savings and securities account in the app via Settings/Profile > Taxes > Tax exemption orders to avoid a...
Tue, 12 May, 2026 at 1:02 PM
Why is the savings account not yet shown in the app?
If you cannot yet see the savings account under the ‘Future tab’ in your Pockets, please check whether an update is available in the Playstore or Appstore. ...
Wed, 28 Oct, 2026 at 12:02 PM
What is an Interest-Pocket?
An Interest Pocket is a Pocket on which you earn interest. It's technically part of your Tagesgeldkonto – so you're not opening a separate account, ...
Wed, 28 Oct, 2026 at 12:09 PM
What's the difference to a regular Pocket?
Regular Pockets help you budget, but don't earn interest. An Interest Pocket works the same way, but you also earn interest on the balance.
Wed, 28 Oct, 2026 at 12:09 PM
How many Interest-Pockets can I set up?
This depends on your account plan: Now & Change: 1 Interest-Pocket Plus: unlimited Interest-Pockets
Wed, 28 Oct, 2026 at 12:10 PM