The instant access savings account is available for:

Existing customers with a Change or Plus account

New customers with a Now, Change or Plus account

Now customers who opened their account before 19 February 2025 aren't able to open a savings account.

Interest
You can find the current interest rate:

Directly in the Tomorrow app (if you already have an instant access savings account)

On our website (if you don't have an instant access savings account yet)

Interest is automatically transferred to your instant access savings account on a monthly basis. The interest rate applies up to a maximum balance of 50,000 euros.

Flexibility & Security

You can deposit and withdraw your money at any time

Your money finances social and sustainable causes as usual

German deposit protection applies up to 100,000 euros per customer per bank