Since this is an accumulating fund, the profits (dividends) are reinvested. The target return is 7%, but in a volatile market, developments and profits are unpredictable. The investment horizon is dated at 7+ years. 

To determine the annual target return, we looked at the development of comparable equity funds such as the MSCI World ESG Leaders Index. This index increased in value by an average of 8.95% p.a. (= per year) from the end of 2007 (the year in which the index was launched) to the end of 2021. After deducting fund and transaction costs, this corresponds to a target return of around 7% p.a. .

Therefore, we also assume a target return of 7% p.a. for our fund. How high your return will ultimately be depends heavily on the period under consideration. In general, the longer the period, the more stable the return.

This capital investment is associated with risks as the value of your investments may increase or decrease in value. You may lose your invested money. Price developments in the past, simulations or forecasts are no reliable indicator of future performance.