The variable debit interest rate is 15% p.a.. As soon as your account slips into the negative, this interest rate is calculated on the overdrawn amount. The interest is collected quarterly, the term is unlimited.

Representative example according to § 17 PAngV: Net loan amount (credit line) 500 EUR, variable debit interest rate 15% p.a., interest charged quarterly, term unlimited, total amount to be paid, e.g. when using the entire credit line over a period of 1 month 6.25 EUR. The lender is Solaris SE, Cuvrystraße 53, 10997 Berlin, the credit broker is Tomorrow GmbH, Neuer Pferdemarkt 23, 20359 Hamburg.

The debit interest rate is variable and is based on the development of the reference interest rate, which is determined by the ECB. It is therefore possible that a different interest rate applies to you depending on when you have used your overdraft facility. You can find the interest rate that applies to you in the app.