No, we aren't. But we have a banking service provider in the background and can therefore offer you everything a bank needs. Our partner is the Berlin-based technology company Solaris. Most of you will not know that company - for a good reason: Solaris does not act as a brand for private customers (with its own branches or an app), but supplies young companies like us with a so-called core banking system. They own a banking license and are subject to the (very, very) strict banking regulations as well as the supervision of the German Federal Financial Supervisory Authority (BaFin). Its task is to supervise all banks, insurance companies and securities trading.
All Tomorrow accounts are with Solaris SE, so officially you also sign a contract with them. However, we at Tomorrow will always take care of all your questions, worries and ideas directly and ourselves. We are your contact person, around the clock. We guarantee the sustainable use of your funds / deposits and design the product (i.e. the app, the investment offers and so on) in all its details. Solaris is our partner in the background, with whose help we are able to meet all technological and regulatory requirements even as a young project from day 1. Still sound confusing? We would be happy to explain it in detail. Call or write us.