Insurance companies invest their assets. Therefore, for us, insurance can only be sustainable if ESG criteria are not only taken into account in its operations, but also in the investments of the insurance company. For us, a sustainable insurance company is one that consequently excludes fossil fuels and other negative criteria from its portfolio, respects human rights and invests its funds exclusively in a sustainable manner.

In the case of Die Bayrische, the status of being an institutional investor also brings more voting rights in general assemblies or negotiations with company boards, which allows impulses and nudging decisions towards sustainable action.