Any funds in the shared account belong to the account holder who opened the account. All payments are made in the name of the account holder (only). Transactions and direct debit authorizations may only be made in the name of the account holder.

If you no longer wish to share an account, the account holder may withdraw authorization or the invited person may surrender their authorization. Further arrangements and agreements regarding the division of the account funds are the responsibility of the account holder and the authorized person - there is no legal provision for a 50/50 split.