The account holder is solely liable for all responsibilities in connection with the shared sub-account. The authorized partner has unrestricted use of the account and the account balance. Authorization for the shared account should therefore only be granted to a trusted person.

A seizure covers both the personal account and the shared sub-account of the account holder. In the event of a seizure, the authorized person also no longer has access to the shared sub-account. The personal account of the authorized person remains unaffected.