Some revenues stem from fees. For example, 1/3 of the transaction fee from card payments goes to us. 2/3 to a reforestation project in Brazil. From the 4th withdrawal in the calendar month, the customer pays 2€ per withdrawal. In the future there will be a paid current account, which is not going to be mandatory. The free option will continue to be available.
We have brought investors on board who are all share our vision. But the majority of the shares are subscribed by the founders, Inas, Michael and Jakob. Here you can find more detailed information.
Like all other banks, we are allowed to invest the deposits of our customers. The return from this, finances banks. The difference to other banks is that we only support sustainable, ethical and forward-looking companies and projects. Our Impact Board displays all investments we have made so far.