You can open your savings account in just a few minutes via the Tomorrow app with a Change or Zero account (if you're an existing customer) or with a Now, Change, or Zero account (if you're a new customer).

Starting May 1, 2025, you’ll earn up to 2% interest p.a. on your money:

2% p.a. for new customers

1.25% p.a. for existing customers

That means your savings can keep growing — with zero risk (up to €100,000 per bank is protected by the German deposit guarantee scheme). Your interest is automatically paid out to your savings account each month.

New Tomorrow customers who open a Tomorrow account (Now, Change, or Zero) between February 19, 2025, and March 18, 2025, and also open a savings account by March 18, 2025, will receive an interest rate of 2.5% p.a. on up to €50,000 in savings for the first 90 days after opening the savings account.

The savings account also offers maximum flexibility — your money is always available when you need it. That makes it perfect for medium-term savings that you want to grow through interest but still have access to at any time. You can continue using your Pockets for monthly budgeting or short-term saving goals. This way, your money has a dedicated space for all your financial purposes.

You’ll find the savings account in the Future tab. You can open it there with just two clicks and keep track of all your savings and investments in one place.