With the money from past crowd investing, we were able to develop new features and products, grow as a company and take important steps towards profitability. And this time too, the money will be used on the one hand to introduce new products and features, such as an interest rate product, and on the other hand to increase the focus on healthy customer growth. Because the more we are, the stronger we can expand our impact. 

We were able to implement some major milestones from crowd investing in 2020; including mobile payment, the shared account and the introduction of the wooden card. In addition, the number of customers has doubled, meaning we were able to increase the impact many times over. Thanks to the investments from crowdinvesting 2021, we were able to pursue further major milestones; including the rounding-up feature, the Spekboom project in the Eastern Cape and the option of cash deposits. In addition, we are particularly proud of the successful transition to paid account models and the launch of the first investment product, Tomorrow Better Future Stocks. Crowdinvesting 2022 made it possible, among other things, to work on new products such as the overdraft facility, additional investment opportunities in renewable energies or the monthly summary.