The Rainy Day Fund can be seen as a self-saved insurance policy. It serves to protect you against unforeseeable emergencies such as unexpected large expenses and, ideally, to prevent you from taking out expensive loans.

The money should be kept separate from your daily income and expenses so that it is not used for the next vacation trip, but really only for emergencies.

The Rainy Day Fund is an additional sub-account into which you can deposit or withdraw money at any time. It is available free of charge and in addition to the Pockets in all account models.